Personal
  insurance

Protect yourself and what’s most important to you.

Life is unpredictable. No matter the plans and safeguards you put in place, it can throw you a curveball and leave you out in the cold. Our Personal Liability cover is designed to cover you as an individual, taking into account your circumstances and needs. Our cover solutions are designed to support you in every way. Each of our policies is underwritten by the power and reputation of Old Mutual Insure, which means you continually benefit from a company with a tried and trusted track record.

Shield Your Finances

Personal Liability Insurance Coverage

Protect your property and financial well-being with comprehensive personal liability insurance. Safeguard against unexpected events and defend your lifestyle.

Elite’s range of personal liability insurances offer financial protection and covers damage to property and bodily injury of others. It also includes legal fees. Elite’s personal liability cover is designed to cover you as an individual, considering your circumstances and needs.

We cover your legal liability for accidental death, bodily injury or illness of another person, or for accidental loss of or damage to property belonging to another person.

Defend Your wealth

Comprehensive Extended Liability Insurance

Get personal insurance that goes the extra mile – extended personal liability insurance offers comprehensive coverage far beyond standard policies.

Comprehensive liability coverage can come into effect for all kinds of reasons. For example, if a person injures themself while on your property, the blame may be attached to you. Extended liability goes over and above what your personal liability policy covers and can include legal fees and damages incurred.

Umbrella liability cover over and above what your personal liability policy covers.

Protect Your Family

Accidental Death & Disability Insurance Plans

Protect your loved ones and sustain your financial security with insurance against accidental death and permanent disability. With Elite, there are no grey areas. We ensure complete transparency and provide a superior insurance offering in the South African market. You will receive the best cover, supported by the best service, underwritten by the oldest insurer on the African continent. Nothing is more important to us than your total security in life.

We cover your accidental death and permanent disability.

Protect Your Identity

Identity Theft Insurance Solutions

Guard the person you are on paper and online with identity theft insurance. South Africa tops Africa in cyber threats and is third in the world, with 230 million threats detected in 2021 making identity protection a top priority for high-net-worth individuals.

At Elite, we take it as a given that protecting you against unexpected identity theft should be seamlessly integrated into your policy. You’ve earned your reputation, now let us earn your trust by keeping it safeguarded – identity theft covers your financial loss and legal expenses if another person or entity assumes your identity.

We cover your financial loss and legal expenses if another person or entity assumes your identity.

Secure Your Travels

International Travel Insurance Plans

Just as it is crucial to ensure your safety within the comfort of your home, the same level of vigilance is indispensable when you’re jet-setting and globetrotting. Travel internationally knowing that you and those closest to you are secure against the fallout of unpredictable possibilities.

Elite’s international travel insurance covers you and your immediate family for international travel on an optional buy-up basis, for both private international trips and business travel.

  • Cover solutions include protection in the event of cancellation or curtailment of trips, medical emergencies, as well as delayed baggage.
  • Lost luggage will be covered under the world-wide asset extension of your home contents.

Property insurance

Protect your most valuable assets and investments.

Motor and
leisure

Comprehensive insurance with flexible excess.

Elite OM Insure Assist

A range of value-added services and tools.